مجلة دراسات الإنسان و المجتمع

The objective of this research is to identify the role of commercial banks in combating money laundering and terrorism financing, and to verify the research hypothesis, which states that commercial banks play an important role in countering the phenomena of money laundering and terrorism financing. The descriptive-analytical approach was used to analyze the results and achieve the research objectives. A total of 150 questionnaires were distributed to employees of commercial banks in the city of Misrata, with 121 valid questionnaires returned for statistical analysis, making the sample size 121 respondents. The study concluded that commercial banks play an important role in combating money laundering and terrorism financing, which supports the research hypothesis. It was also found that the use of advanced programs and global databases for monitoring and early detection of suspicious transactions, as well as the regular development and updating of procedures and systems for combating money laundering, and the use of specialized software for generating necessary reports, were implemented at a moderate level. The most important recommendations include the use of effective programs and global databases for monitoring and early detection of suspicious transactions, the continuous development and updating of procedures and systems for combating money laundering, the use of specialized software to generate necessary reports, the creation of a clear plan for training employees through workshops and practical lectures on how to combat money laundering and monitor suspicious transactions, and the necessity of issuing an internal bank guide that is clear and binding regarding money laundering...... Keywords:..... Commercial banks, money laundering, Libyan economy