This study aims to reveal the reality of using modern technologies in the development of human resources in the banking sector, through a case study on the National Commercial Bank, Zawiya branch. The title “The Reality of Using Modern Technologies” confirms the existence of a very large gap between the current reality and what these technologies should be in the banking field. Banking services are not hidden from anyone, as everyone resorts to these services and needs them continuously in their daily lives. However, banking problems continue to escalate despite the entry of modern technologies into this field, which prevents overcoming these problems rather than addressing their roots. The study adopted the descriptive analytical approach, and data were collected through a questionnaire directed to the employees of the bank. The results showed a statistically significant relationship between the application of modern technologies and improving the efficiency of human resource performance. It was also found that the lack of training and the weakness of the technological infrastructure constitute the most prominent obstacles to the effective use of these technologies. Likewise, the study indicated that the introduction of Human Resource Information Systems contributed to improving the speed of completing transactions and increasing customer satisfaction, although the weakness of administrative and financial support still limits their full utilization. The study concluded with a set of recommendations, the most important of which are: the necessity of investing in training and qualifying employees, providing sufficient technological capabilities, and promoting a culture of using technology within the bank in a way that ensures the development of institutional performance and the improvement of the quality of banking services................. Keywords: ...........Modern technologies, human resources, banking sector, organizational performance, training and development