International Science and Technology Journal

The study aimed to identify the level of hardware components of information technology, software and databases owned by private banking institutions, also determine the impact of information technology in improving competitiveness in private banking institutions, determine the level of competitiveness of private banking institutions, to achieve the objectives of the study, researchers used the descriptive analytical approach To suit the objectives of the study, where the study population consisted of workers in Al-Aman Bank branches in the city of Tripoli, three branches of the bank were approved, with (15) forms for each branch. The study concluded that there is a significant and statistically significant relationship between the physical components of information technology used in the bank and the improvement of competitive advantage, where the value of the correlation coefficient was (0.515), which resulted in the presence of a significant statistically significant effect of the material components of information technology in improving the competitive advantage, which reached its value. (26.5%) The study showed a significant and statistically significant relationship between the software and databases used in the bank and the improvement of the advantage The value of the correlation coefficient was (0.527), which resulted in the presence of a statistically significant effect of software and databases in improving competitive advantage, which amounted to (27.8%). The study showed the existence of a significant and statistically significant relationship between human cadres and improvement of competitive advantage, where the value of the correlation coefficient was (0.681), which resulted in the effect of having a significant and statistically significant effect of human cadres in improving competitive advantage, which amounted to its value. Keywords: Information technology, competitiveness, Al-Aman Bank, statistically significant effect of human cadres.