International Science and Technology Journal

This study seeks to find out the extent of the importance of electronic banking and information and communication technology represented by the use of bank cards on aspects of contemporary life, especially the economic aspects represented by the growth and development of electronic commerce. Al-Wahda Bank, Tiji branch. The study reached a set of results and conclusions, which came because of analyzing the questions of the questionnaire distributed to the study sample, as follows: - The general average of the responses related to the use of electronic payment cards, the use of electronic commerce and online purchases was medium, reaching (3.51), with a medium rating. - The overall average of the responses related to the status of public services in the branch of Al-Wahda Tiji Bank, from the point of view of customers regarding the use of bank payment cards and electronic commerce, was (3.39), with a medium rating.